We envision that private financing has the potential to revolutionize the lending landscape, much like Uber transformed the transportation industry. Drawing from the lessons of the 2009 financial crisis, we discovered that the concerns often associated with private financing, such as predatory rates, high fees, and speculation, were prevalent practices within major financial institutions. The emergence of the sharing economy has demonstrated that the most effective business transactions occur peer-to-peer, allowing both parties to negotiate terms that align with their respective needs. While traditional mortgages offer clear advantages, including lower rates and stringent government regulations, astute investors have recognized that the speed of approval is just as crucial as the interest rates. This is where private hard money loans step in – providing a swift turnaround in days, not weeks. This enables securing financing for deals requiring a rapid close, positioning investors to outpace others with more competitive offers.